Legal
Last updated: January 2026
By accessing and using Journey on Points, you accept and agree to be bound by these Terms of Use. If you do not agree to these terms, please do not use the site.
All content on Journey on Points is provided for informational and educational purposes only. Nothing on this site constitutes financial, legal, or professional advice. Always do your own research before applying for any credit card or financial product.
Journey on Points participates in affiliate marketing programs. When you click on certain links and apply for or purchase products, we may earn a commission. This does not affect our editorial independence or the recommendations we make.
We strive to keep all credit card offers, bonuses, and terms up to date, but credit card terms change frequently. Always verify current offers directly with the card issuer before applying. Journey on Points is not responsible for any discrepancies between the information displayed here and what the card issuer offers at the time of your application.
All content on this site, including text, images, and graphics, is the property of Journey on Points unless otherwise stated. You may not reproduce, distribute, or use our content without prior written permission.
We reserve the right to update these Terms of Use at any time. Continued use of the site after changes are posted constitutes your acceptance of the revised terms.
For questions about these Terms, contact us at contact@journeyonpoints.com.